How It Works

Pre-tax benefits are simple to use. Click each step to learn more.

Pre-tax benefits provide a simple way for you to save and earn more money. Simply by planning ahead and enrolling, you will save up to 40% on your regular expenses. And because you reduce the amount of taxes you pay by contributing pre-tax dollars to each benefit, you actually increase your take home pay.

Here is a demonstration on how you could save $4,160 by using pre-tax benefits:

Real Stories. Real Users.


From Connecticut

“My family has used a flexible spending account and a dependent care account for eleven years. We have two children, one with braces and one with a retainer. The cost of orthodontia was more than $7,000 in 2009 alone. Flexible spending accounts have allowed us to save a substantial amount on costs that are not covered by our health insurance company.”

Annual Savings: $1,400

Read more about how real people use their pre-tax benefits.