Real Stories
Real Users

Read more about how real people use their pre-tax benefits: Submit Your Story!


Brett

from California

“As a single father, the flexible spending account is the best way to cover health expenses – both emergency and routine – for myself and my son. The high cost of living and exorbitant co-pays would have made caring for my son’s severe peanut allergy and asthma very difficult if we did not have this benefit. He has been hospitalized at least five times and has required various treatments including Epi Pens, nebulizers, respiratory medications for nebulizers, inhalers and allergy medications.”

Annual Savings: $180


Kevin

from Arizona

“After a year of medical issues, the flexible spending account saved me so much money. Expenses I would have normally had to pay out of pocket (since my insurance didn't cover them) were paid for with pre-tax money. I barely see the money coming out of my check and I am buying what I would normally be paying for, but saving tons of money. Without this spending account, I would have gone without medical care that I truly needed. Another great thing about it is that all the money is available to me on day one of the New Year”

Annual Savings: $1,225


Abby

from Florida

“My FSA is a life saver! Last year I was diagnosed with a malignant tumor and luckily I was able to have the necessary surgeries to remove it immediately since my FSA covered all of the out-of-pocket costs for my deductible and medicines. I have other costly chronic conditions that my FSA helps me treat also. Health insurance doesn’t cover everything. For me, an FSA is essential.”

Annual Savings: $816


Melanie

from Connecticut

“My family has used a flexible spending account and a dependent care account for eleven years. We have two children, one with braces and one with a retainer. The cost of orthodontia was more than $7,000 in 2009 alone. Flexible spending accounts have allowed us to save a substantial amount on costs that are not covered by our health insurance company.”

Annual Savings: $1,400


Tammy

from Missouri

“I have been a Type 1 diabetic for 17 years, and I have also suffered from a heart attack and back and shoulder problems which required surgery. I always use all of the money I put in my FSA before the end of the year because my out of pocket health care costs are so high – this year I used up my FSA by June!”

Annual Savings: $1,888


Eli

from District of Columbia

“In the past two years I have had to have significant dental work done to correct bone and tooth loss that was occurring in my upper jaw. Since my dental plan was good, but not unlimited, I loaded up my FSA with the maximum amount, and I am really glad I did because I had more than $3,000 in dental fees beyond what my plan covered.”

Annual Savings: $2,000


Real Stories. Real Users.

Abby

From Florida

“My FSA is a life saver! Last year I was diagnosed with a malignant tumor and luckily I was able to have the necessary surgeries to remove it immediately since my FSA covered all of the out-of-pocket costs for my deductible and medicines.”

Annual Savings: $816

Read more about how real people use their pre-tax benefits.