How It Works

Pre-tax benefits are simple to use. Click each step to learn more.

Before enrolling in pre-tax benefits, you should identify your household’s expenses in each of the following categories: health care, dependent care and commuting. Then, you will know how much to contribute to each benefit for the coming year, or each month, for commuter benefits.

Real Stories. Real Users.


From Connecticut

“My family has used a flexible spending account and a dependent care account for eleven years. We have two children, one with braces and one with a retainer. The cost of orthodontia was more than $7,000 in 2009 alone. Flexible spending accounts have allowed us to save a substantial amount on costs that are not covered by our health insurance company.”

Annual Savings: $1,400

Read more about how real people use their pre-tax benefits.