How It Works

Pre-tax benefits are simple to use. Click each step to learn more.

To start saving on your expenses with FSAs, you need to sign up during open enrollment – the time of year, usually in the fall, when you have a chance to reevaluate and reenroll in your employee benefits. And, while you’re at it, it’s a great time to review your commuter benefit needs too, since you can enroll for commuter benefits at any time.

If you don’t know if you have access to pre-tax benefits, ask your HR director or benefits manager if your employer offers one or plans to offer them along with other employee benefits.

Real Stories. Real Users.


From Connecticut

“My family has used a flexible spending account and a dependent care account for eleven years. We have two children, one with braces and one with a retainer. The cost of orthodontia was more than $7,000 in 2009 alone. Flexible spending accounts have allowed us to save a substantial amount on costs that are not covered by our health insurance company.”

Annual Savings: $1,400

Read more about how real people use their pre-tax benefits.