Back to School Savings Tips

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With only a few weeks of pool parties and summer camp remaining, it's time to think about heading back to school.

Between shopping for school supplies, getting immunizations and scheduling annual doctor's exams, your family's back to school checklist can seem endless and expensive.

The good news is if you have a flexible spending account (FSA), you probably already have money set aside to pay for many of the items on your to-do list.

Below are some simple tips to make heading back to school more manageable and less expensive if you use your FSA.

Be sure to ask your FSA administrator if your back to school expenses can be covered by your FSA.

apple If you haven’t already done so, schedule an annual physical exam with your child’s primary care physician.
apple Make sure family prescriptions are up to date and refills are available.
apple Schedule vision, dental and orthodontic exams.
apple Confirm that your child’s immunizations are up to date.
apple Check that your child’s school has accurate health information and emergency contact forms.
apple Be sure the school nurse is aware of any medical conditions and has necessary medications to administer to your child in case of an emergency.  This is particularly important for children with diabetes, food allergies and asthma. 
apple Confirm your child’s daily after-school care, schedule child care for vacations and make a back-up plan in case of emergencies.

At least a week before school begins, put your child on a school year sleep schedule to get into the routine of going to bed and waking up at the same time each day. This will ensure they get the proper amount of rest to be alert throughout the school day.


Stock up on healthy foods such as fresh fruits and vegetables to include in your child’s lunch bag.


Create a schedule and designate a quiet work area away from distractions for your child to complete their homework each night.